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Invest In You - Budgeting & Finance

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An integral part of our IMAGE Business Club is hosting live networking events so that women working in all industries can come together to connect, upskill and inspire. At the IMAGE Business Club event, Invest In You, three dynamic experts shared insights and useful tools to help us prepare for a stronger, more productive, more rewarding future.

We learned the unique ways that women behave in key decision-making moments, and how we can steer ourselves into an enjoyable, productive, high-performance zone. Our panel included personal trainer, nutritional coach and broadcaster, Nathalie Lennon, director of wealth management at Key Capital, Seonadh Johnson, and health and lifestyle coach with Zestivo, Elizabeth Whelan.

Budgeting and finance

“Sleep and financial management are intrinsically linked.” – Seonadh Johnson

When it comes to women and investing, Seonadh says, we tend to think more laterally. We think of stakeholders and our broader network that our financial decisions will influence. Making sure we have those long-term provisions in place will help keep our minds from spiralling into worrisome thoughts and lead to a deeper night’s sleep.

“Women make 80% of household decisions, but we have 1/3 of the money in our pockets.” – Seonadh Johnson

When it comes to financial basics, Seonadh recommends having the following funds in place: a budget for paying off debt, your day-to-day spending, savings, retirement and an emergency pot, with enough to live off of for three months. This is a great way to be prepared if you have to change jobs, take time off work, etc. As women, we are more risk-adverse but having these funds in place turns this into risk-awareness.

“Don’t compare your beginning to someone else’s middle.” – Seonadh Johnson

Financial advice is not one size fits all. If a friend gives you advice, take it with a pinch of salt and consult a professional before making any big decisions. When you do consult someone, ask the right questions and don’t be afraid to ask all the questions. For example, ‘Are you showing me all my options?’. Also, it’s important to diversify and make sure you have multiple sources of income.

Seonadh Johnson from Key Capital with moderator Melanie Morris from IMAGE and co-panelists Nathalie Lennon and Elizabeth Whelan (image credit: Emilia Krysztofiak, Rua Photography)

Seonadh Johnson from Key Capital with moderator Melanie Morris from IMAGE and co-panelists Nathalie Lennon and Elizabeth Whelan (image credit: Emilia Krysztofiak, Rua Photography)

Contact Us

For further information about Key Capital Wealth Management, email or call us in confidence at:

Email:   seonadh.johnson@keycapital.ie 

Phone: +353  1 638 3855

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